Trailer & Boat Financing and Personal Leases near Edmonton, AB

Whether you're choosing to finance/lease a boat or trailer, our lender professionals are here to guide you through the process and help you with any questions that you might have. Whatever budget you had in mind, we're sure to find you a financial solution that makes getting you what you need easy. We are your Edmonton boat and trailer dealer, and your ONE STOP SHOP for everything!

When you decide to finance, we understand that it can be stressful. That's why we try and make it as easy and hassle-free as possible. Our approvals are flexible! You can choose Bi-Weekly, Monthly, or Semi-Monthly (in most cases). The Loans are always open and there are no penalties for paying it out early or making lump-sum payments. We deal with all the major lenders like ATB, National Bank, General Bank, TD, Royal Bank, Scotiabank, and Finance It. For Sub-Prime we deal with Finance West, Lendcare, and Oil Country.

You can apply for financing by filling out the pre-approval form on our site. It only takes a minute and you can do it from the comfort of your own home! This option is excellent if you live far from our location, and it allows you to see just how affordable a new boat or trailer can be.

Pre-Approvals are AVAILABLE too!

Financing Pre-approval for Prime & Sub-Prime Financing

You're just minutes away from being approved! Our team will be in touch with you shortly to provide you with an answer. Wholesale Trailers & Marine does not digitally store your data and under no circumstances do we ever share it with anyone other than a lending professional for the purposes of getting you approved. For more information please see our privacy policy or give us a call, or feel free to visit our boat and trailer finance department near Red Deer and Grande Prairie, AB.

What Type of Stuff makes you a "Sub-Prime" Customer?

• Limited Credit (Haven't quite established yourself yet. Early on, if you haven't borrowed money yet, banks aren't sure that you can pay it back. You have to start somewhere. You might be considered a higher risk!)
• Bankruptcy (Must be discharged)
• Judgments (Must be discharged)
• Consolidation Loans/Credit Counseling (Must be discharged from counseling support)
• Collections (Gym Memberships, Cell Phone Companies, Utility Bills)
• Lates (Cell Phones, Utilities Bills, Mortgage Payments, Installment Loan Lates)
• Maxed Credit (Multiple Revolving/High Limits) - We are not just talking 1- $3000 Maxed Credit Card. MULTIPLE.
• Repossessions (Vehicles/Houses given back to the dealership or bank)
• Credit Shopping (Going to all the dealerships around the city and applying for credit everywhere)
• Divorce, Car Accidents, Bad Luck (We know there are some things you can't exactly help, and sometimes they wreck your previously half-decent credit.)
• Credit Score below 600 (There are many factors on your score and sometimes being below this doesn't mean you are "Sub-Prime" Each person is different.)
• Type of Credit Inquiries (Sometimes when you are a "Prime" Customer, simply inquiring at "Sub-Prime" businesses can affect your score more than you think.)

Does This Sound Like You?

Give one of our Finance Professionals a call and they would be more than happy to help you out!

Things We Will Need Before We Submit Your Application to a Lender (If You're Sub-Prime):

• At least the last two MOST RECENT paystubs.
• Sometimes, personal references are required.
• Sometimes, more than one piece of ID is required (Name on a Major Credit Card, Health Card, etc.)
• Sometimes, at least 5% down.
• Proof of Insurance before the trailer or boat leaves our lot.
• Proof of Registration before the trailer or boat leaves our lot.
• Sometimes, they require proof of residency (Utility Bill going to your home address).
• Depending on Credit Profiles. The Lender may choose to GPS the unit.
• Sometimes, the lender will require the banking information of your banking account. They just want to see your payroll deposits.

Please keep in mind that we would love to get everyone approved. Each credit profile is different and it might not happen.

Questions before you submit the application? Email us! finance@wholesaletrailers.com

For details on how we use this information please see our privacy policy.